“Joe was extremely helpful throughout the loan process and closing on my house. He was always quick to respond and took the time to explain things when necessary. Joe is the absolute best!”

“Joe made my refinancing easy by explaining each process clearly and following through to make sure we had our ducks in a row. Ethical and genuine. I HIGHLY recommend Joe Wile”

“Joe was so great to work with! He was so prompt and responsive. He thoroughly answered all my questions and made sure I understood the complicated process of getting a home loan. He definitely worked hard to get us the lowest rate possible. He really knows his stuff and he’s super friendly and patient. Highly recommended!”

“Joe got us into our dream house and we could not be happier. He was always available to answer our questions and kept us completely informed during the entire process. He made sure that we were ready for closing with no worries. We have bought several homes and found Joe the easiest to work with, despite the pandemic and us being confined to a completely different state. If you are looking to buy or refinance, he is the person to use.”

“The closing process was very simple and clear. Getting approved for the loan was challenging in some points but we all worked together to make it happen. It was like a teamwork. Thanks to Mr, Joe wile for going the extra mile to get me approved. When they told me they need more documents, I almost gave up but Mr, Joe explained the situation to me and assured me that I’ll get the loan. I’m so happy and grateful to work with Mr, Joe Wile and I would definitely recommend him to friends and family members.”

“Joe Wile made my loan process clear, simple, & fast (closed in <30 days!). He had the best rates around & stayed in constant contact – never leaving me to wonder about the status of my loan. Not only was he professional, knowledgeable, & fun to work with, I know Joe to be a man of great personal integrity. I never had to second guess or wonder if I was in capable and caring hands. And, that – is priceless. I couldn’t recommend him more strongly!”

“We had a wonderful experience working with Joe. We had some challenges due to cross-border issues but Joe stuck with us and helped us through the necessary paperwork and kept us in the loop as issues came up and were resolved. Finally it all came together – and we got a great mortgage!”

“Working with Joe as a first time buyer was such a blessing. He is so kind and understanding and patient, and walked me thoroughly through each step of the process, explaining things I wasn’t sure of. He is always available whether it be through call or text or email, so I was comforted knowing he could be reached at any hour if I had a question. This was a great experience and I highly recommend Joe, especially for inexperienced buyers!”

“If you are looking to buy a home or refinance, this guy is the best. I am a stickler for details and bugged Joe with lots of questions. Not once did he make me feel like a bother, even when I would e-mail him late at night. In fact he would usually e-mail be right back the same night. He took time to talk me through stuff on the phone when I needed him. Joe got us a great rate and was able to close our loan earlier than I thought possible. I would highly recommend Joe to anyone looking to buy or refinance. True Professional in every sense of the word.”

“As first time home buyers, my fiance and I were incredibly nervous about the logistics of buying a home. We had talked to many loan companies, all seeming to rush us through the process with a “salesy” sort of vibe. We were referred to Joe by our realtor, and man what a night and day difference. This guy took hours…. and I mean HOURS to answer all of our questions, concerns and skeptical impulses upfront before we had made the decision to go with his company. In the end we did, and I am very grateful for his amount of diligence and patience while working with us. We now are proud homeowners, and what’s more, we have a deeper understand of the home buying process, which is invaluable. Thanks Joe!”

“Joe was amazing to work with. I contacted him months before I was ready to buy and he took the time to explain the entire process to me, explained different options for keeping my credit score in a position to buy while still getting debt paid off, and he helped make sure I was in a position to buy. When I started the actual process, he was always available to answer even more questions and what the next steps were. He sent financial projections for how different downpayment and financing options would affect my mortgage. He kept in touch with me and kept track of rates and as a result, I got an amazing rate on my mortgage. The mortgage process was the part of house buying I dreaded the most and Joe made it easy and painless. If you’re looking for someone who will actually communicate and help you instead of just requesting documents and leaving you wondering what’s going on, he’s your guy. I have no plans of buying another house but if I ever do, I’ll definitely be contacting Joe to help me out.”

Joe was an absolute blessing to our home buying process!

We contacted Joe a long while ago to discuss a refinance. We decided to wait and instead bought a new home later. We knew we had to go with Joe because we trusted him.

Throughout the whole process, Joe was extremely accessible, answering emails and calls swiftly. He educated us respectfully on certain scenarios to help us get the home we wanted. We used his Cost analysis breakdown to help understand the numbers better.

Joe was able to close on our house in amazing time! We closed in 17 days!

We are thankful for his great work, honesty, and friendship in this process. I tell everyone I know to work with him!

Joe is the best lender I have worked with. He is fast in response, error-free, and easy to communicate with. The mortgage application was so easy. It’s totally hassle free. I would recommend Joe to anyone who wants to buy a house in TN.

I will forever tell anyone and everyone to use Joe as their lender. He is upbeat and lively, which is such a good quality to possess when working through the stress of buying a home. Joe gave us a detailed cost analysis that allowed us to ensure we would be financially able to afford what we were getting. He responds quickly, and he not only educated us on the lending process but also gave his professional opinion in other areas to better our future as first time buyers. If you choose Joe, he will be your biggest supporter and get everything done that he possibly can in an amazing amount of time. I could go on and on, but the key point is, you will not regret choosing Joe as your lender.

I can not say enough great things about working with Joe on the purchase of my daughter’s condo. Joe was our lender when we bought our house back in 2017 and exceeded all expectations. This time he was helping my daughter buy her very first house.

Joe’s communication skills, checking for understanding, making sure we were pleased with every step along the way were outstanding.

There were many hurdles to overcome in this crazy market for a first time buyer, and not only did Joe figure out a way to kick down every single hurdle, he made us laugh and smile along the way. Everything that seemed like it may defeat us, he just assured us he would find a way to get past it, and he did. A big concern for my daughter was making sure that by the time she added payment, insurance, HOA fees, etc. she would be able to afford the payment. Joe did a phenomenal job of analyzing those costs for her, and in the end his numbers were spot on. Not to mention, he closed us in record time!! I said it back in 2017, and I’ll say it again now; If you are looking to buy or refinance a house, Joe is the absolute best, a true professional in the Mortgage Lending business!!

We needed a mortgage to buy our next home. Joe was a lucky find for us. He not only helped us get the best rates, he also educated us on how the lending process worked and how we could improve our chances for a better rate. He was charming, jovial and respectful in his many communications with us. He was transparent in his disclosures on various rate analyses, including loan costs, credits and fees. He documented them on an easy-to-access website from which we could download the details to a spreadsheet for our own modeling purposes. He was easy to reach, even during the weekends and odd hours. In our long history of buying and selling real-estate properties, Joe is by far the best mortgage broker we have worked with. He will be the go-to person for our next mortgage needs. Thank you Joe!

Joe was such a great help to us in our home buying process. I truly don’t think we would have gotten our home without Joe’s hard work, expertise, and availability. Being new to our area and this being our first house it felt like a very daunting situation but Joe made it so easy on us and happily walked us through every step from pre-approval to closing and beyond. Additionally, Joe was very helpful in finding us the best possible loan options. He found ways for us to improve our loans and get the best possible numbers. It felt like we truly had someone in our corner to help 24/7. We got our accepted offer at 9PM on a Saturday and Joe was working on our loan minutes after. It was such a relief to have him on our side. I was blown away by how helpful he was. Joe is the true definition of someone who goes “above and beyond”.